Content about Employee Benefit Research Institute

March 10, 2014

Most U.S. workers say they are satisfied with their current health benefits and express little interest in changing the mix of benefits and wages their employer offers, according to a new survey by the nonprofit Employee Benefit Research Institute (EBRI).

And even though enactment of the Affordable Care Act has raised questions about whether employers will continue to offer health coverage to their workers in the future, the importance of benefits -- especially health insurance -- when it comes to choosing a job remains high.

February 26, 2014

Companies looking to pare health costs by requiring working spouses to get health insurance through their own employer may find the move has some unexpected consequences, according to a new study by the nonprofit Employee Benefit Research Institute (EBRI).

The report, "The Cost of Spousal Health Coverage," was published in the January 2014 EBRI Notes.

July 1, 2013

Consumer-directed health plans (CDHPs), designed to encourage employees to make more cost- and health-conscious decisions, have been shown to reduce the long-term use of outpatient physician visits and prescription drugs, according to new research by the nonprofit Employee Benefit Research Institute (EBRI). Although that may save the consumer and the health plan sponsor money in the short-run, skipping preventative services can lead to more expensive treatments, including high-cost emergency room services, for many conditions.

December 21, 2012

The percentage of U.S. workers in private-sector self-insured health plans has been increasing. In 2011, 58.5% of workers with employer-provided health coverage were in self-insured plans, up from 40.9% in 1998, according to a November 2012 report by the not-for-profit Employee Benefit Research Institute (EBRI).

August 15, 2012

When given a choice, most Americans with traditional health coverage say they chose that option because it offered a good network of providers, according to research findings by the not-for-profit Employee Benefit Research Institute (EBRI).

In contrast, among those with high-deductible consumer-driven health plans, most cited the lower premiums and opportunity to save money in a health savings account (HSA) or health reimbursement arrangement (HRA).